When it comes to studying abroad, the first reaction is often that the family must be rich and expensive. On the one hand, foreign tuition and living expenses are easy to create a huge impression. On the other hand, the media likes to report the news of how the rich second generation is splurying abroad. It is the impression of local tyrants that cause people to go abroad. They represent only a very small number of people, but through the exaggeration of the power of the network, this very small part of the population is considered to be all.

In fact, studying abroad is becoming more and more popular. With the appreciation of the renminbi and economic development, compared with the past, the annual income of one hundred and two hundred thousand yuan, middle-class families and working families can afford it. In fact, the middle class who went to study abroad accounted for More than half. Studying abroad is becoming easier and easier, and different classes can go abroad, but the choices and methods of going abroad are different. So whether you can go abroad is not a problem. How to find a way to go abroad is the problem.

If you judge the quality of your family by the annual income of your family, let’s see how the study abroad parties in different families go abroad. This can be compared to a few typical families in last year's hit drama "Little Bian".

(The following annual income defines the class only for reference)

The first

High-yield families (annual income over one million)

The proportion of this group in the study abroad population is gradually decreasing.

Yes, you think that the "typical" study abroad party, the rich second generation or the official second generation, the children of the local family, you will see that they bought a tens of thousands of bicycles, they show a few chanel bags . Going abroad is as easy for them to travel as they are, and the cost of studying abroad is not a big expense for them.

This class of study abroad party basically does not have to worry about how to go abroad. The only thing that needs to be considered is how to go abroad better.

Zhang Xiaoyu's family is a typical family in "Little Bi". The decision of Dad to let him go to study in the drama is also a flash. He started his career in Xiaoyu. He went to Australia first. After being expelled from school, he re-brushed the TOEFL. Applying to a school in the United States, this is simply impossible for ordinary families. It is necessary to know that these study decisions and changes that need to be read out need to be supported by huge finances.

Second

Middle-class family (annual income 300,000-500,000)

This group is gradually becoming the main force of the study abroad group.

The most part of the study abroad party is not the rich and the rich, but the ordinary middle class, which may be slightly better than the average family. Huang Lei’s family is the representative of Xiao Lei’s family. In the play, he and Hai Qing’s annual income add up to 500,000 yuan. They belong to the typical middle class. The cost of studying abroad can be completely self-funded. You don’t have to consider other channels. The study abroad party will also be abroad. It’s easier to live, and there’s basically no economic pressure.

For example, student A, American junior

I applied for a top 50 liberal arts college in the United States. The tuition fee plus living expenses is about 450,000 a year. The parents’ salary can basically be covered. When I was a sophomore, I found a part-time job and I just want to exercise myself because the parents’ basic living expenses are basically Enough. The total number of Volkswagen cars in the house is only 300,000, which is incomparable with the local tyrants; the clothes may be more willing to wear, my shirt will have 1000+, and my skirt will have 2000+. But apart from clothes, our family is the family of ordinary people.

Third category

Working families (annual income 100,000-300,000)

The proportion of this group in the study abroad group has gradually increased

If you choose to go to the United Kingdom, the United States, Australia, Canada, if there is no other source of income, this class is basically a tuition fee and there is no living expenses. Like the Qinqin in "Small Divorce", the cost of going abroad was overwhelmed by the parents, and eventually gave up the children to go abroad. Although there were many ways to go abroad, they gave up. But why are there more and more wage-earning families going abroad? Because they have their own way of going abroad.

For example, the following:

The salary level of parents is not high, and the annual income does not add up to 200,000. After going to Australia, the living expenses are earned by themselves. The parents’ savings are also 200,000 yuan. They can afford the tuition for the first two years, and the living expenses are basically paid for themselves.

In 10 years, I only wanted to go to the UK and the US to study, so I angered GPA and got the full prize. I went to the United States and spent a total of 200,000 parents. Then I got the RA position and the cost of living has also fallen.

Parents are ordinary workers in first-tier cities. They borrow money to go to the United States to read computers, and finally stay in the United States as a farmer.

Ordinary family but dreams of studying abroad, reading science and engineering, reading the full prize doctor, so in the end did not spend much money on their parents.

Fourth category

Bad family (with annual income of less than 10)

If it was in the past, such a family was considered to be basically impossible to go abroad, unless the results were good enough to be sent abroad. But now it’s okay to go abroad, whether it’s a scholarship, a loan, or a job to save money.

For example, the following:

The tuition fee for a semester is about 100,000 yuan. In order to let them study abroad, their parents are worried, mortgaged the house, and ask for money to borrow money. They can borrow money to study abroad.

The sixth grade primary school parents were laid off and unemployed. The mother worked in the supermarket to work for 12 hours a day for a full ten years. I always wanted to study abroad, but the reality is not allowed. So after I graduated from China, I tried to enter a foreign-funded investment bank. The income is still good. After three years of work, I went to the United States to study for an MBA. The tuition fees are all loans, and I am ready to graduate.

When I came to Japan to study in April, I spent a total of 150,000 parents (this 150,000 is equivalent to borrowing from my parents), but it is self-sufficient. I started to pay for my living expenses from my parents in September of the 11th year. I only took tuition from my parents. In July of the 12th, I started to pay all my expenses including tuition and living expenses and other miscellaneous expenses. Starting in March of 2013, I will not only bear all the expenses but also start to give The family still has a mortgage of 20,000 yen per month, and at the same time, they start saving themselves.

If they calculate according to their parents' normal salary, they don't have 10W annual salary. Now my dad went to play a second job. They still have to pay a mortgage every month. Before going abroad, there is basically no deposit at home, and they don't want to borrow money from relatives. The actual situation is that relatives are also poor, reading business, do not want to read PHD, just want to study master, destination country, only choose the United States. Before the application, the GMAT, the money for the exam, is only enough once. Now, the US master's degree is about to graduate. Every year, the scholarship plus RA can cover the tuition fee, and you can manage yourself by doing some sideline business.

How much money can go abroad at home? This problem is actually not a problem, because how can you go abroad, and having money may make it easier for you to go abroad. This question should be how to find a way to go abroad. To continue to expand, this question involves why study abroad, how to convince parents, how to study abroad, and future planning after studying abroad.

If you clarify the purpose of going abroad, calmly analyze the advantages and disadvantages of going abroad, and can withstand the risks brought by the shortcomings of studying abroad and the uncertainty of future earnings, and have careful planning and preparation for going abroad. Even if you borrow or borrow money to go abroad. No matter what your family is, you can find a way to suit yourself. Collect a large amount of information, and definitely find your own way against your own standards.

No matter what the purpose of your trip abroad is to accept the most advanced education in the profession, to see the bigger world, or to earn more money after graduation, every youth or a life, it is worth to use a study abroad to sublimate, going abroad is Their own pilgrimage roads are self-aware, no need to worry and show off.